TransferDesk · Final Expense · Michigan
A final expense intake line where an AI voice answers, captures recording consent and the disclosures the caller's state requires, and qualifies the caller on age, state, existing coverage, and intent before a licensed agent is ever connected. This page covers what applies specifically to writing final expense in Michigan.
We don't carry live call volume in Michigan or anywhere else yet — this is a founding-agent program.
To write final expense for Michigan residents, you need a Michigan resident life insurance license, or a Michigan non-resident life license if you're licensed in another state.
Non-resident Michigan licenses are typically obtained through NIPR once you hold a resident license in good standing in your home state; Michigan's reciprocity and fees are set by its regulator.
Insurance in Michigan is overseen by the Michigan Department of Insurance and Financial Services. Confirm current licensing and advertising rules directly at Michigan Department of Insurance and Financial Services.
Most transfer vendors bill off a hidden timer some set at 10 seconds, so you pay for wrong numbers and hang-ups. TransferDesk publishes the bar in writing and doesn't transfer calls that miss it. The AI qualifies and hands off to a licensed agent — it never sells, quotes, or closes.
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