TransferDesk · Final Expense

Final Expense live transfers, qualified before you pick up

A final expense intake line where an AI voice answers, captures recording consent and the disclosures the caller's state requires, and qualifies the caller on age, state, existing coverage, and intent before a licensed agent is ever connected.

Who it fits

  • Independent final expense agents tired of paying for wrong numbers and hang-ups
  • Small agencies that want a written qualification bar instead of a hidden buffer
  • Agents who work by phone and want the context in front of them before they say hello

What qualifies a caller

  • Age is inside the band you set (final expense is typically 50–85)
  • The caller is in a state you're licensed to write
  • Existing-coverage status is captured — yes, no, or unsure
  • The caller actually wants to talk about coverage — not a wrong number or a complaint

What the agent sees on transfer

  • Caller name and state, with your license status for that state flagged
  • Age and existing-coverage answer
  • Stated intent
  • That recording consent was captured and the state disclosures were read

The buffer problem this is built against

Most transfer vendors bill off a hidden timer called a buffer — some set it at 10 seconds. You end up paying for wrong numbers, wrong states, and hang-ups that were never yours to work. TransferDesk publishes the qualification bar in writing and doesn't transfer calls that miss it.

See what a buffer really costs →

Final Expense by state

Licensing notes and the state insurance regulator for each state.

Questions

Does the AI sell the policy?

No. The AI qualifies the caller and hands off to a licensed agent. It does not sell, quote, recommend, or bind coverage — everything after the transfer is handled by a licensed human.

What makes a call qualified?

A published bar you agree to in writing: age band, licensed state, existing-coverage status captured, and a genuine intent to discuss coverage. A call that misses the bar isn't transferred.

Do you have call volume in my state today?

No. This is a founding-agent program — we route and qualify calls, we do not currently carry live inventory. Join the waitlist and we'll be in touch as spots open.

We're signing founding agents now. We route and qualify calls; we don't carry live volume yet.