TransferDesk · Final Expense
A final expense line where a licensed agent answers first, on a recorded line. Every call is graded after it ends against a bar you publish — age, state, existing coverage, and intent. If no agent is free, an AI takes a short callback and a human calls back.
Most transfer vendors bill off a hidden timer called a buffer — some set it at 10 seconds. You end up paying for wrong numbers, wrong states, and hang-ups that were never yours to work. TransferDesk publishes the qualification bar in writing and doesn't transfer calls that miss it.
See what a buffer really costs →Licensing notes and the state insurance regulator for each state.
No. A licensed agent handles every conversation. If no agent is free, an AI takes a short callback and a human calls back — it never sells, quotes, recommends, or binds coverage.
A published bar you agree to in writing: age band, licensed state, existing-coverage status captured, and a genuine intent to discuss coverage. Every call is graded against it after it ends, and a call that misses the bar isn't billable.
No. This is a founding-agent program — we route calls and grade them, we do not currently carry live inventory. Join the waitlist and we'll be in touch as spots open.
We're signing founding agents now. We route and qualify calls; we don't carry live volume yet.