TransferDesk · Final Expense
A final expense line answered instantly on a recorded line by an automated assistant that captures the caller's state, age, existing coverage, and intent, then connects them to a licensed agent in their state. Every call is graded afterward against a bar published in writing. If no agent accepts, the caller is offered a callback from a licensed agent.
Most transfer vendors bill off a hidden timer called a buffer — some set it at 10 seconds. You end up paying for wrong numbers, wrong states, and hang-ups that were never yours to work. TransferDesk publishes the qualification bar in writing, and calls that miss it aren't billable. The one time rule is published too: the caller has to stay in the conversation for at least 90 seconds.
See what a buffer really costs →Licensing notes and the state insurance regulator for each state.
No. The automated assistant only captures the basics and hands off to a licensed agent, then drops off the line. It tells every caller it is automated and is not a licensed agent, and it never sells, quotes, recommends, or binds coverage.
A published bar you agree to in writing: the caller is 50 to 85, in a state you're licensed in, existing-coverage status is captured, they wanted to talk about coverage, and they stayed in the conversation for at least 90 seconds. Every call is graded against it after it ends, and a call that misses the bar isn't billable.
No. This is a founding-agent program — we route calls and grade them, we do not currently carry live inventory. Join the waitlist and we'll be in touch as spots open.
We're signing founding agents now. We route and qualify calls; we don't carry live volume yet.